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“Experts” agree that the first step in long-term, financial success is a viable, clearly delineated plan. The actual plan is a list of your financial goals, a reasonable estimate of what they will cost and a calculation of how you are going to pay for them. The heart of the plan is a list of what you currently own in terms of investments and what kinds of investments (and returns) you will need to achieve your goals. If you don’t have a plan, your chance of success is much less as you lack direction, changing course on the advice of others.
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Posted September 21, 2007
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