A structured settlement is a financial arrangement that an individual or individuals accepts to resolve a statutory payment obligation. First utilized in Canada and the United States during the 1970s, lump sum structured settlements are now part of the law of several common law countries including Australia, Canada, England and the United States.

Many individuals holding certain types of assets, such as lottery winnings and structured settlements have an immediate need for a lump sum payment instead of being paid over a number of years. Often, recipients of structured settlements have entered into their agreements month or years in the past.

Many times a structured settlement is the result of a personal injury suit. Those with personal injuries often need the money now. Others have new, unanticipated financial needs and must have the cash to meet their obligations. Or, as the recipient of a settlement, you may want to pay off debts, buy a house, provide for your child’s education, invest in a business or simply take a vacation after your many years of hard work.

Stone Street Capital offers lump sum, up-front cash for the value of future payments. Choosing the cash option for structured settlements allows others to trade in their future payments for money quickly and with a minimum of effort.

Many people ask Stone Street Capital “how much of a lump sum payment can you make?” Their answer is that “the sky is the limit!” They have originated over $1 billion in lump sum payments over the almost 20 year of participating in this form of financial settlements. They have vast financial resources available to them for just this purpose. Contact them today at 1-800-LUMP-SUM (800-586-7786) to find out how much immediate cash you can get for your future payments.

Beautiful Wilkes County NC Timber Frame Home and Mountain Property.

MLS Number: 51166, List Price: $898,500

2 Bedrooms, 2 Baths, 2 half baths, 2 car attached garage, full basement, and a barn on 5 acres of land.

These terms are used to describe thousands of homes and yet some things just can’t be described, they have to be experienced. This is one of those homes that really has to be seen to be appreciated.

This majestic Timber Frame home of the Bob Timberlake genre is not just another house, it provides a feeling of home that is not about walls and floors and windows and doors. It creates a feeling of the flow between your outdoor and your indoor environment that is seamless. Everywhere you look there is a view. Everything you touch feels natural and beautiful in a way that cannot be described, only owned.

Contact Elizabeth Carter, 336.973.5594 or Greg Stikeleather, Broker, 704.880.5247 or email eacarter@charter.net

click here for more information

As work at home moms, one aspect of success that we have over most of those who work a nine to five job is our experience with properly handling our finances. Without a doubt, the best investment we can ever make is to take the time to truly understand just how our finances work. Too many people are much more interested in the next “get rich quick” scheme. Those same folks just spin their wheels trying to find a short-cut to real wealth.

I just finished reading the book shown in this post. It’s another book in the popular Rich Dad Poor Dad series by author Robert T. Kiyosaki. In a extremely readable fashion, the author develops his five key principles of financial intelligence. Kiyosaki provides real insights on these key steps to wealth:

• How to increase your money — how to assess what you’re really worth now, what your prospects are, and how to start mapping out your financial future.
• How to protect your money — for better or for worse, taxes are a way of life. Kiyosaki shows you that “it’s not what you make….it’s what you keep.”
• How to budget your money — everybody wants to live large, but you have to learn how to live within your budget. Kiyosaki shows you how you can.
• How to leverage your money — as you build your financial IQ, knowing how to put your money to work for you is a crucial step.
• How to improve your financial information — Kiyosaki shows you how to accelerate your wealth as you learn more and more.

To that, I add the following:

• Establish a full emergency savings account fund of at least 3 to 6 months of expenses to cover the financial anomalies that we cannot anticipate. If we do not have this emergency fund in place and a large unexpected expense comes up we could be forced to put it on a credit card, at an exorbitant interest rate.
• Prepare a personal budget. This is my most important recommendation. Unfortunately, most people don’t even make this the first step of starting their personal budget. You cannot hope to succeed with financial management if you do not first try to understand your monthly expenses.
• Never purchase a new, capital asset on credit. Articles like appliances, furniture, automobiles and boats reduce in value as soon as you purchase them, but the payments continue for the life of the loan. And, the value usually continues to decline long after the asset’s life has ceased. In addition, the cost of interest is also added to the total cost of the item. Rather than financing the purchase, save for those items by putting aside some funds each payday. Make do with what you have and plan for the future.

Hopefully, as we work from home moms move towards retirement, staying mentally fit will be of prime importance. And, with the effects of aging, physically we start to feel the aches and pains of our increasing years. Although there are but a few things we can do to insure that our mind stays sharp, there is a lot we can do to maintain our health.

Experts tell us that the number one aspect of keeping the fitness of our youth is to remain active. Exercising may be harder for us because of increased joint and early osteoarthritis pain. But at this age it is important to keep exercising to strengthen muscles and help to reduce stress on the joints that muscles support.

A few simple tips can help us with our physical health:

• A good starting goal for those just beginning to take charge of their exercise regime might be exercising three days a week, 10 to 15 minutes each time.
• For us overweight moms (who isn’t?), losing just five to 10 pounds can lessen the stress on knees, back and hip joints while helping reduce arthritis pain, and lessen the chance of diabetes.
• Cutting calories to lose weight is the only scientifically proven method to achieve permanent weight loss. Every pound equates to approximately 3600 calories intake. Cutting even 250 calories a day means losing a half-pound or more a week. Look for small ways to cut calories from your daily intake.
• Flexibility exercises can help joints be less stiff and can make them more easily moved. Yoga and low impact aerobics are great activities for long-term health, not to mention the social interaction with other retired moms and dads.
• Everyday activities translate into burned calories without you thinking of dieting. Most of us enjoy some aspect of gardening. Thirty to 45 minutes can burn up to 150 calories.
• For those of us who drive, parking in the space that’s the farthest from the store entrance will give us the chance to burn a few more calories. Multiply that by the number of stops we make each day, times the number of days driven each year results in thousands of extra calories expended.

Finally, send us your weight loss tips. We will publish them, along with your link, in the comments section of this post.

search for : work from home moms, staying mentally fit, overweight moms, Flexibility exercises, Yoga

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And, it’s so easy! Simply click the confirmation link in the Paid Emails® that SendEarnings® delivers to your Email Inbox. After clicking the confirmation link, your account will be credited instantly and you’ll be taken to the Advertiser’s web site.

SendEarnings® generally sends 2 or 3 Paid Emails® per day to their U.S. Members, announcing various ways to make money. Most of the Paid Emails® that SendEarnings® sends to you will include an opportunity to earn additional money by taking advantage of the offer for the product or service that is being advertised. However, you will earn money just for confirming the Paid Email® regardless of whether or not you take advantage of the offer being advertised.

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If you want to make money online then affiliate marketing is something you really should consider. Don’t know where to find the best affiliate programs? No need to worry we’ll tell you a bit about AffiliateTips.com which is a great resource for affiliate marketers.

On this site you’ll find affiliate programs in every possible online segment. Interested in casino affiliate programs? You’ll find it at AffiliateTips.com! Every niche is covered and the affiliate programs have an in-depth review and they are ranked in top lists making it a very user-friendly web site.

But this isn’t all you’ll find on this extensive affiliate site. If you for example need to learn about how to start your affiliate business you have the possibility to read their large selection of articles on this topic.

Don’t take our word for it. Visit the site yourself and you’ll understand what the fuss is about.

Smith+Noble is a leading resource for window treatments of all kinds. Since 1987, this fine company has been offering their customers custom, perfect-fitting blinds, shutters, shades and panels. And they do this without a custom price or the hassle inherent to ordering with your exact sizes and specifications.

Customers are able to shop online or through their printed catalogs. Their mission is to provide the best values in high-quality window treatments such as vertical blinds and Roman shades along with the best service experience.

With a real commitment to quality shopping, their management team works hard to deliver unique, high-value custom window treatments and other home decor products direct to their customers. They have accomplished this by developing custom caliber products which are delivered quickly and yet are priced fairly and supported by excellent customer service.

Smith+Noble is a fabulous resource for custom-made products, great selections and superb service. You can be your own interior designer and create unique window treatments, fabric accessories and bedding, with most products made in just 1-4 days.

Visit their website at smithandnoble.com or call 800.248.8888 weekdays 5am - 7pm PST, Saturday 7am - 4pm PST.

$5,850,000

MLS Number: 50913

City: Valle Crucis, NC
Stories: 2
Bedrooms: 4 Baths: 4.5
Area: Boone-Blowing Rock, NC
Year Built: 1990
Plus Five fully furnished 1,400 sq. ft. Rental Cottages. Each built in 1996 on approx. 1/2 acre sites. Current cottage average annual rental income $150,000.

39.4 acres with 360 degree view of Blue Ridge Mountains.

5,200 sq. ft. main house built in 1990 on 1.24 acres.

No restrictions and no zoning offer many other options:

* Family compound
* Corporate retreat
* Religous retreat
* Horse farm / Dude ranch
* Recording studio
* Cottages can be sold separately
* Land can be further subdivided if desired

Contact Elizabeth Carter, 336.973.5594 or Greg Stikeleather, Broker, 704.880.5247 or email eacarter@charter.net

click here for more information

search for : Valle Crucis, NC, Blowing Rock, NC, Blue Ridge Mountains

Working professionals, full-time students, and business executives often have difficulties in finding a convenient, yet top-rated university from which to study for an MBA degree.

Pepperdine offers a number of options allowing students a choice of MBA programs best suited to their needs. For fully employed, working professionals and business executives, there is an evening program for those individuals wishing to work full time while pursuing their degree. This program is currently offered in West Los Angeles, Irvine, Encino, Westlake Village, and Pasadena, California. The university also offers a joint bachelor’s and MBA program.

Experienced managers or senior-level executives will find that Pepperdine’s renowned Executive MBA and Presidential and Key Executive MBA are designed just for them. This dynamic curriculum focuses on problem-solving through peer interaction; that is, working with individuals who possess similar skills and experiences. Therefore, participants learn how to lead and manage with maximum effectiveness, all the while sharpening their managerial and decision making tools.

Exclusively for senior executives, Pepperdine is the only school of it’s kind that offers a unique Executive MBA program exclusively for those corporate employees. Participants in this program seek to position their businesses for future growth. With particular emphasis on the global economy, the courses foster an appreciation for cross-national cultures and their impact on strategic and tactical implementation.

Pepperdine considers the success of its graduates a top priority. Students and alumni are provided with an exceptional range of career resources. Contact Pepperdine today to enhance your future in this ever-changing world of business leadership.

Entertaining at home is a big part of our ongoing friendships with others. And, many of us use our homes for product presentations and business meetings.

Putting our “best foot forward” is always a good idea when trying to convince others to join us in our business ventures. Having the proper accoutrements, especially in a home furnishing such as a beautiful Wine Rack shows others that we have good taste in our home decor as well as our business associates.

One firm from which to find those proper furnishings can be found online at http://www.thevinestore.com/. The Vine Store offers the finest in wine racks. Styles include Wood Wine Racks, Metal Wine Racks, Hanging Wine Racks, and Wall Mounted Wine Racks. They also stock Wine Rack Furniture, Specialty Wine Racks and Wine Glasses.

Their wine racks are offered in a variety of bottle capacity sizes for both residential and commercial wine storage needs. All products are shipped nationwide with a 100% satisfaction guarantee and outside of Ohio, there is no sales tax.

Hours of operation are nine to five, Monday through Friday; or you can order online, 24/7-365.

Personally, one rack that I find particularly appealing is the 23 bottle, Bordeaux Collection - Chateau which would look great in my French Country style kitchen.

Give The Vine Store a “look-see”. You will surely find a style that fits your needs.

search for : Wood Wine Racks, Metal Wine Racks, Hanging Wine Racks, Wall Mounted Wine Racks, Wine Rack Furniture, Specialty Wine Racks, Wine Glasses

As most of you know, I’ve been a work at home’r for many years. Once of the indispensible services that I have employed is an answering service. Starting some years back, my experience with answering services consisted of working with a group of women that staff the “call” center 24/7.

Thinking back, that pre-Internet function was fairly archaic, the call center staff sat in a small office, monitoring a telephone exchange, answering incoming calls for a group of subscribers. The call was answered whenever a number of rings was in excess of a designated value.

That’s all changed with the modern implementation of Answering Services. Since 1991, MAP Communications has been the industry leader for providing quality answering services and enhanced call center solutions. Customers of this answering service can expect a high level of personalization and professionalism.

Callers will experience a clear presentation and an accurate response the first time they call. To be an effective call center the operation must be efficient and responsive 24 hours a day, 7 days a week. That’s what users of MAP Communications services have come to expects, that what MAP Communications delivers.

MAP will create a custom solution tailored to fit your business. Irregardless of the type of profession or industry designation you address, your answering service must project a proper, business-like image. MAP Communications employees have been schooled on the proper “relationship building” techniques of dealing with your important contacts. MAP Communications will help you grow your business by putting your best “face” forward. Call them today at 800-627-7155 or click on Answering Service for more information.

Audio conference calling is a terrific tool for the work from home entrepreneur. Using a service like corporateconferencecalls.com, coordinating groups of individuals, from around the globe, is not only easy, but also gives our businesses a professional air of corporate style relationship management.

CorporateConferenceCalls.com gives us the ability to host any type of conference, anytime. We can initiate calls without reservations for up to 50 participants. And, participants use the service toll-free anytime, for 5.9�/minute per line from the U.S., Canada, Alaska, Hawaii, and Puerto Rico.

Another service provided by corporateconferencecalls.com is Multipoint Video Conferencing. Priced at 12.9 cents per minute / per person, their Meeting Central offers multi-party Internet video conferencing. Viewers see smooth, clear, crisp video that works every time, guaranteed.

The video / audio implementation is entirely software based. The participant only needs a standard USB video conferencing camera; therefore, experience rivals that of professional video conferencing hardware costing of thousands of dollars more.

The conference service is available 24/7. You don’t need to call ahead to schedule your call with an operator. There are no hidden fees, contracts or monthly requirements.

Maybe best of all, their products or services are guaranteed to help you as much as you expect. They insist that you contact them for a full refund if not completely satisfied. They won’t take your money if you’re not delighted with their products’ and services’ quality and reliability.

And, if you’d like to “try before you buy,” call for them for a free trial.

For all your audio and video conference needs, visit corporateconferencecalls.com.

search for : Audio conference calling, video conferencing

Anyone searching for bar stools on the web will most likely come across the well done site, qualitybarstools.com. These folks display and sell the nation’s top manufacturers’ bar stools at discount pricing. Once ordered, qualitybarstools.com will ship the bar stool directly to you via UPS and FedEx. And, they offer free shipping in the continental US on all bar stool orders over $500.00!

You can order with confidence as all of their top quality barstools are backed by a 100% satisfaction guarantee.

The company offers a wide variety of bar stools. You choose among stools made of metal, wood, aluminum or a combination of materials. Indoor, outdoor and indoor/outdoor bar stools are available. A unique service is that the company will allow you to customize your bar stools by choosing your fabric options and metal finish options.

Their sales staff is available to you via phone or email to answer your questions or for you to request free fabric or metal samples.

An extensive collection of bar stools is available for both residential and commercial projects. Call http://www.qualitybarstools.com today to discuss your needs.

AlterNet, a national two-time Webby-winning online news magazine in San Francisco, seeks a part-time copy editor with an appetite for politics and an eye for detail.

Applicants should have a bachelor’s degree or higher in journalism and/or two years of experience as a copy editor (preferably in journalism but other areas considered), strong command of spelling, grammar and Associated Press style, and the ability to edit quickly and accurately on deadline. Familiarity with content management systems a plus.

AlterNet publishes daily at midnight, so you must have evening availability. Some work can be accomplished in the afternoon, but most stories will need to be edited between 6 and 10 p.m.

This is a part time contract and telecommute position.

To apply, email your resume and cover letter to heather@alternet.org. Please reference the position you’re applying for in the subject line. No attachments, please– send text in body of e-mail.

No phone calls, please!
AlterNet is an equal opportunity employer.

* Telecommuting is ok.
* This is a part-time job. Read more »